It’s Only Money


I want to make this clear.  It’s only money.

Yes, this is a financial blog and its content is all about saving money.  But, I want the readers of Simple Family Finance to know where money lies on my list of priorities.

Money is important.  However, it is ONLY important because of what it provides.  Outside of this context, a dollar is just a filthy piece of paper that is given to you in exchange for your time or talent.  It’s worthless unless it provides or allows for other more meaningful items in our lives.  And I don’t mean new shoes.


The uber-important, must-have items in my life are my faith, my family, my friends, and my freedom.  You would have to scroll down the list pretty far before you came to “money”.

However, money plays a role in each of these areas, and for that reason, I am passionate about the topics that we consider on this blog – saving money, getting out of debt, and living a more frugal life.

My faith (The Bible) demonstrates that I should be a good steward of the finances that I’m blessed with and teaches me that I should give and give generously.  Therefore, how I handle money is an important part of living out my faith in Christ.

Money also allows me to provide most of the necessities of life like shelter, food, and clothing for my family.  Without enough of it, our lives become increasingly more stressful, our spouses begin to worry, and our kids begin to “go without”.  However, when I refer to having ”enough money”, I do not mean a $100,000 salary or a giant house on the beach.  I’m sure you’ll understand my views more fully as you continue to read the articles.

If I’m in control of my finances, my friends will benefit as well.  Money opens up opportunities and allows me to help a friend in need.

I also value my freedom.  Now, the kind of freedom that’s MOST important isn’t really derived from cash, but money certainly provides another type of freedom.  Financial freedom is a blessing that can assist us in a multitude of ways.  Our ability for education, travel, generosity, and even our health are in some ways connected to our financial freedom.

Therefore, money is important.  But, I could never say this too emphatically…money is only a tool to be used, not a goal to be chased.  I write about saving money so that you might be able to stop spending so much time chasing a dollar and start spending more time chasing your kids.  I’m not trying to make it an all-consuming priority.  If your family or your faith need you to spend more, then, by all means, do so.  We must keep our priorities straight.

However, most of the time, saving money and getting out of debt are goals that align very well with our biggest and best priorities.  That’s why I’m so passionate about it.  I just wanted you to know where I stand, so that together we can keep it all in perspective.

Money Image:

Image: Stuart Miles /

{ 4 comments… read them below or add one }

Alta Dobrzynski April 16, 2012 at 3:46 pm

Finally had a chance to browse the website. Very informative and funny, too!! This is full of good, practical ideas that everyone should practice. Will keep checking this out until I’ve seen everything!


Michelle Shahda June 24, 2014 at 9:59 am

Love the quote”Money is a tool to be used, not a goal to be chased.”…we should be chasing our kids more..


David December 7, 2014 at 5:34 pm

Thank you for this blog. Finally seeing someone who views money as a tool but not a dream to chase indefinitely. Being a christian myself too and just graduated from college, your priority statements have helped me answer some of my questions about money. Thanks!


dr.s.m,saeed July 5, 2015 at 9:53 am

it.s only money


Leave a Comment